Take control of your finances with free Canadian calculators for budgeting, income, debt repayment, and more. From your first paycheque to retirement, these tools help you make smarter money decisions.
Income & Salary
Convert between annual, monthly, biweekly, weekly, and hourly pay after tax.
Convert your hourly wage to an annual salary and see your after-tax income.
See where your income ranks among all Canadian earners.
Explore Canadian income data including median and average income by province.
Current minimum wage rates for every Canadian province and territory.
Calculate real estate agent commission and fees on a property sale.
Calculate overtime pay based on your province's rules and your hourly rate.
See how much of your raise you actually keep after taxes and deductions.
Budgeting & Savings
Create a personalized budget using the 50/30/20 rule or custom percentages.
Find out how long it takes to reach a savings target with regular contributions.
Calculate how much you need in your emergency fund and how long to build it.
Track your total assets and liabilities to see your overall financial position.
Calculate the right tip amount, split the bill, and choose pre- or post-tax tipping.
Debt & Loans
Create a debt repayment plan using the snowball or avalanche method.
Calculate interest and payments on a personal line of credit.
Calculate monthly payments and total interest on a personal loan.
Housing & Rent
Auto & Transportation
Calculate monthly car payments with interest and provincial sales tax.
Find out how much car you can afford based on income and the 20/4/10 rule.
Compare the total cost of leasing versus buying a car in Canada.