Every Scotiabank account is identified in the Canadian payments system by three numbers: a transit number (your specific branch), an institution number (Scotiabank’s fixed identifier), and an account number. For Scotiabank, the institution number is always 002 — identical for every account at every branch across Canada. What varies is your 5-digit transit number, which identifies the branch where your account was originally opened.
One important clarification before anything else: Tangerine is owned by Scotiabank but operates as a completely separate bank with its own institution number (614). If you have a Tangerine account and a Scotiabank account, they have different routing numbers. Using the wrong institution number is one of the most common reasons direct deposits fail.
When a form asks for a “routing number,” it wants your transit number and institution number combined. The standard Canadian format is XXXXX-002. Some payroll systems — particularly those built for US payroll standards — ask instead for a single 9-digit number, which is constructed as: 0 + 002 + your transit number.
Scotiabank Routing Number at a Glance
| Component | Value |
|---|---|
| Institution number | 002 |
| Transit number | Varies by branch (5 digits) |
| Standard routing format | XXXXX-002 |
| 9-digit EFT format | 0 + 002 + XXXXX |
| SWIFT code | NOSCCATT |
How to Find Your Scotiabank Transit Number
You need your own account’s specific transit number — a generic branch table is not sufficient. The most reliable source is Scotia OnLine or the Scotiabank app, both of which display your exact transit number for each account you hold.
Method 1: Scotia OnLine (Online Banking)
- Log in at scotiabank.com
- Click on the account you need the routing information for
- Click Account Details or navigate to the Direct Deposit / Pre-Authorized Payments section
- Your transit number, institution number (002), and account number are displayed
- Click Download Void Cheque or Direct Deposit Form to save a PDF you can submit directly to an employer or government agency
Method 2: Scotiabank Mobile App
- Open the Scotiabank app and log in
- Tap on the account
- Tap Account Details or More Info
- Your transit number, institution number (002), and account number appear
- You can generate and share a direct deposit form directly from the app
Method 3: A Cheque
The three numbers printed at the bottom of a Scotiabank cheque appear in this order:
| Position | Number | Digits |
|---|---|---|
| First | Transit number | 5 |
| Second | Institution number (002) | 3 |
| Third | Account number | 7–12 |
Read left to right. The transit number is always first. If you have a chequebook, this is the fastest way to confirm your numbers without logging in.
Method 4: In-Branch
Visit any Scotiabank branch with government-issued photo ID. A teller can print a void cheque or direct deposit form. Useful if you have no cheques and cannot access online banking.
Transit Numbers for Major Scotiabank Branches
The tables below list transit numbers for major Scotiabank branches by region. Always verify your own transit number through Scotia OnLine before submitting a direct deposit or pre-authorized payment form — transit numbers can change when branches merge or relocate.
Ontario
| Branch | Transit Number | Routing Number |
|---|---|---|
| Scotia Plaza, King St W, Toronto | 47696 | 47696-002 |
| Yonge & Bloor, Toronto | 44356 | 44356-002 |
| Queen & University, Toronto | 44066 | 44066-002 |
| Rideau Centre, Ottawa | 60476 | 60476-002 |
| Hamilton, King St E | 53056 | 53056-002 |
| London, Dundas St | 55746 | 55746-002 |
| Mississauga, Hurontario | 45276 | 45276-002 |
| Kitchener, King St | 56666 | 56666-002 |
British Columbia
| Branch | Transit Number | Routing Number |
|---|---|---|
| Vancouver, Pender St W | 10360 | 10360-002 |
| Surrey, King George Blvd | 12780 | 12780-002 |
| Victoria, Douglas St | 10010 | 10010-002 |
| Burnaby, Kingsway | 10700 | 10700-002 |
Alberta
| Branch | Transit Number | Routing Number |
|---|---|---|
| Calgary, 8th Ave SW | 64850 | 64850-002 |
| Edmonton, Jasper Ave | 63600 | 63600-002 |
| Red Deer, Ross St | 67070 | 67070-002 |
Quebec
| Branch | Transit Number | Routing Number |
|---|---|---|
| Montreal, Ste-Catherine St | 30031 | 30031-002 |
| Quebec City, Grande Allée | 32251 | 32251-002 |
| Laval, Laurentian Blvd | 30601 | 30601-002 |
Prairies
| Branch | Transit Number | Routing Number |
|---|---|---|
| Winnipeg, Portage Ave | 70240 | 70240-002 |
| Saskatoon, 2nd Ave | 72720 | 72720-002 |
| Regina, Hamilton St | 72380 | 72380-002 |
Atlantic Canada
| Branch | Transit Number | Routing Number |
|---|---|---|
| Halifax, Barrington St | 75150 | 75150-002 |
| Moncton, Main St | 76750 | 76750-002 |
| St. John’s, Water St | 78430 | 78430-002 |
Scotiabank vs. Tangerine Routing Numbers
Scotiabank owns Tangerine, but they are legally separate banks in the Canadian payments system. Each has its own institution number, its own transit numbers, and its own account numbers.
| Bank | Institution Number | Transit Number | Notes |
|---|---|---|---|
| Scotiabank | 002 | Branch-specific (5 digits) | Standard Scotiabank accounts |
| Tangerine | 614 | Typically 80001 | Online bank — not branch-based |
If you want a direct deposit or PAD to go to your Scotiabank account, use institution number 002 and your branch’s transit number. If you want it to go to your Tangerine account, use institution number 614 and Tangerine’s transit number (visible in Tangerine Online Banking under Account Details). Submitting the wrong institution number is the most reliable way to have a payment returned.
What Your Routing Number Is Used For
Routing numbers are required for any payment that moves between institutions outside the Interac network. Direct deposits, pre-authorized debits, government benefit payments, and wire transfers all require your transit number, institution number (002), and account number. Interac e-Transfers are the exception — they use your registered email or phone number.
| Purpose | What You Need | Notes |
|---|---|---|
| Payroll direct deposit | Transit (5) + 002 + account | Void cheque or direct deposit form |
| CRA tax refund | Transit (5) + 002 + account | Enter in My CRA Account |
| CPP / OAS / EI | Transit (5) + 002 + account | My Service Canada Account |
| Pre-authorized payments | Transit (5) + 002 + account | PAD agreement form |
| International wire (incoming) | SWIFT: NOSCCATT + transit + account | Full details to sender |
| Scotia iTRADE link | iTRADE has separate account numbers | Check Scotia iTRADE platform |
| Interac e-Transfer | Not needed | Uses email or phone number |
The 9-Digit EFT Routing Number
Some payroll platforms and HR systems — especially American systems or cross-border software — ask for a single 9-digit routing number instead of separate transit and institution fields. Canada’s EFT standard builds the 9-digit number from a leading zero, the institution number, and the transit number in that order.
Formula: 0 + institution number (002) + transit number (5 digits) = 9 digits
Example: Transit 47696 → 0 + 002 + 47696 = 000247696
If the form has separate transit and institution number fields, use the standard Canadian format (transit: XXXXX, institution: 002). Only use the 9-digit EFT format when a single combined routing number field is presented.
Scotiabank SWIFT Code for International Wires
International wire transfers to a Scotiabank account require a SWIFT/BIC code rather than a routing number. Scotiabank’s SWIFT code for Canadian accounts is NOSCCATT.
| Detail | Value |
|---|---|
| SWIFT/BIC code | NOSCCATT |
| Bank name | Bank of Nova Scotia |
| City | Toronto |
| Country | Canada |
| Bank address | Scotia Plaza, 44 King Street West, Toronto, ON M5H 1H1 |
When someone outside Canada is sending money to your Scotiabank account, give them all five elements: SWIFT code (NOSCCATT), your full legal name as it appears on the account, your transit number, your account number, and the bank address. Missing any element can delay or return the wire.
One important note: Scotiabank has significant operations in the Caribbean and Latin America, and its subsidiaries in those regions use different SWIFT codes. NOSCCATT is specifically for Canadian Scotiabank accounts. If you are transferring between a Canadian Scotiabank account and a Scotiabank subsidiary abroad (Jamaica, Mexico, Peru, etc.), confirm the correct SWIFT code for the foreign Scotiabank entity separately.
Troubleshooting
| Issue | Solution |
|---|---|
| Deposit went to wrong account | Confirm whether you submitted 002 (Scotiabank) or 614 (Tangerine) — these are different banks |
| Form asks for 9-digit routing number | Use EFT format: 0 + 002 + your 5-digit transit |
| Direct deposit not arriving | Verify transit number in Scotia OnLine; confirm account is active and accepts deposits |
| Scotia iTRADE routing different | Investment accounts have separate transit and account numbers; check iTRADE platform |
| International wire delayed | Confirm SWIFT code is NOSCCATT and bank address is provided; some currencies may require intermediary bank details |