Skip to main content

Manitoba Income Tax Rates 2026 | Tax Brackets Guide

Updated

Manitoba’s three-bracket provincial tax system is straightforward: 10.8% on income up to $47,000, 12.75% to $100,000, and 17.4% on everything above. The top combined rate of 50.4% puts Manitoba in the middle of the pack nationally, but where the province really stands out is housing affordability — average home prices in Winnipeg (~$375,000) are roughly a third of Toronto or Vancouver, which can more than offset any tax differences. Don’t overlook the Education Property Tax Credit (up to $700 for homeowners and renters) and the strong RRSP savings at the 17.4% provincial rate.

Manitoba Tax Brackets 2026

Provincial Tax Rates

Taxable IncomeManitoba Rate
Up to $47,00010.8%
$47,001 - $100,00012.75%
Over $100,00017.4%

Combined Federal + Manitoba Rates

Taxable IncomeCombined Rate
Up to $47,00025.80%
$47,000 - $55,86727.75%
$55,867 - $100,00033.25%
$100,000 - $111,73337.90%
$111,733 - $173,20543.40%
$173,205 - $246,75246.40%
Over $246,75250.40%

Manitoba Tax Credits

Non-Refundable Credits

Credit2026 Amount
Basic personal amount~$15,780
Spouse amount~$15,780
Age amount (65+)~$5,115
Pension income~$1,000
Disability~$10,020

Manitoba-Specific Credits

CreditDetails
Education Property Tax CreditUp to $700
Personal Tax CreditFor low income
Primary CaregiverFor disability care
Fertility TreatmentTax credit

Education Property Tax Credit

How It Works

FeatureDetails
Maximum credit~$700
ForHomeowners and renters
Renters20% of rent = property tax
AdvanceCan receive monthly

Eligibility

RequirementDetails
Manitoba residentOn December 31
Paid property taxOr rent
File tax returnRequired

Tax Calculation Example

$100,000 Income in Manitoba

BracketIncomeRateTax
Federal 1$55,86715%$8,380
Federal 2$44,13320.5%$9,047
Manitoba 1$47,00010.8%$5,076
Manitoba 2$53,00012.75%$6,758
Total~$29,261

Before credits.

Manitoba Sales Tax

PST Rate

CategoryRate
Most goods7%
Restaurant meals7%
Alcohol7%
Combined with GST12%

PST Exemptions

Exempt ItemsPST
Basic groceries0%
Prescription drugs0%
Children’s clothing0%

Manitoba Health Premium

No Separate Premium

FeatureManitoba
Health premium$0
Funded throughGeneral taxation
Unlike OntarioNo separate levy

Manitoba Housing Advantage

Lower Housing Costs

CityAverage Home Price
Winnipeg~$375,000
Brandon~$320,000
Toronto~$1,100,000
Vancouver~$1,200,000

Net Savings Example

FactorManitoba vs Ontario
Housing (mortgage)Save $3,000/month
Income tax ($100K)Similar
PSTSave $500/year
Net benefitSignificant

Manitoba Family Benefits

Manitoba Child Benefit

ComponentAmount
Per childVaries by income
Combined with CCBFederal + provincial

Primary Caregiver Tax Credit

For Caring ForCredit
Disabled family memberClaimed on return
Must be primaryCaregiver

Comparison to Other Prairies

Prairie Province Tax Rates

ProvinceTop RatePST
Manitoba50.40%7%
Saskatchewan47.50%6%
Alberta48.00%0%

Tax on $100,000 Income

ProvinceApproximate Tax
Manitoba~$25,600
Saskatchewan~$23,800
Alberta~$23,900

Tax Planning in Manitoba

Strategies

StrategyBenefit
RRSP contributionsStrong benefit at 17.4%
Property tax creditClaim every year
Spousal income splitWhere allowed

RRSP Value in Manitoba

At $100K IncomeCombined Rate 37.9%
$10,000 RRSPSaves ~$3,790
Reduction valueHigh

The Bottom Line

Manitoba offers a competitive tax environment when you factor in the dramatically lower cost of living — particularly housing. The 7% PST is standard, there’s no separate health premium (unlike Ontario), and the Education Property Tax Credit puts money back in the pockets of both homeowners and renters. At $100,000 income, you’ll pay roughly the same total tax as Alberta or Saskatchewan, but your mortgage will be thousands less per month. For a full comparison, see our guide to the best provinces for taxes.

Who Should Consider Manitoba

Good For

SituationWhy Manitoba
FamiliesAffordable housing
Government workersStrong job market
Healthcare workersOpportunities
Lower-middle incomeBalanced taxes

Consider Elsewhere If

SituationBetter Option
High earner ($200K+)Alberta
Tech industryBC or Ontario
Young childrenQuebec (daycare)