Does Yukon have land transfer tax?

Yukon does not have a traditional land transfer tax. Instead, there are three types of fees: a property transfer fee (flat rate based on value tier), an assurance fee (based on increase in property value), and a mortgage registration fee (flat rate based on mortgage tier). Total fees are typically very low compared to other provinces.

How much are Yukon land transfer fees?

Yukon fees are based on flat tiers rather than percentages. The property transfer fee ranges from $50 to $750 depending on the price tier. Mortgage fees range from $50 to $1,000. For a typical $400,000 home with a $320,000 mortgage, total fees would be about $250.

What is the Yukon assurance fee?

The Yukon assurance fee only applies if the purchase price is greater than the property value at the time of its last transfer. The fee is $20 for the first $10,000 of additional declared value and $10 for each additional $10,000 thereafter.

Why are Yukon transfer fees so low?

Yukon uses a flat-fee tier system rather than percentage-based taxes. This means even on expensive properties, fees max out at $750 for the transfer plus $1,000 for the mortgage registration, making Yukon one of the cheapest places in Canada for property transfers.

Yukon Land Transfer Tax Calculator

Calculate the land titles fees for your home purchase in Yukon. The Yukon does not charge a land transfer tax — instead, there are flat transfer fees, assurance fees, and mortgage registration fees that are among the lowest property transfer costs in Canada.

Registration Fees

Yukon Land Titles Fee Schedule

The Yukon charges three types of fees when you purchase property, all governed by the Land Titles Act.

Property Transfer Fee

Purchase Price	Fee
Less than $100,000	$50
$100,000 to $499,999	$150
$500,000 to $2,999,999	$350
$3,000,000 to $9,999,999	$550
$10,000,000 or more	$750

Mortgage Registration Fee

Mortgage Amount	Fee
Less than $100,000	$50
$100,000 to $499,999	$100
$500,000 to $999,999	$200
$1,000,000 to $4,999,999	$400
$5,000,000 to $9,999,999	$600
$10,000,000 to $19,999,999	$800
$20,000,000 or more	$1,000

Assurance Fee

The assurance fee only applies when the purchase price is greater than the property’s value at its last transfer:

$20 for the first $10,000 of additional declared value
$10 for each additional $10,000 thereafter

How to Calculate Yukon Fees

Example: For a $400,000 home with a $320,000 mortgage:

Property Transfer Fee: $150 (falls in the $100K-$500K tier)

Mortgage Registration Fee: $100 (falls in the $100K-$500K tier)

Total Yukon Fees: $150 + $100 = $250

This makes Yukon one of the most affordable places in Canada for property transfers.

Yukon vs Other Provinces

Province/Territory	Cost on $400,000 Home
Yukon	~$250 (fees)
Alberta	~$750 (fees)
Ontario	$4,475 (LTT)
BC	$6,000 (PTT)

First-Time Homebuyer Programs in Yukon

Yukon does not offer a territorial first-time homebuyer exemption for land titles fees. However, first-time buyers can take advantage of several federal programs:

Home Buyers’ Plan (HBP): Withdraw up to $60,000 from your RRSP tax-free for a first home purchase
First Home Savings Account (FHSA): Save up to $40,000 tax-free for your first home
Home Buyers’ Tax Credit: Federal non-refundable tax credit of up to $1,500

Other Closing Costs in Yukon

While Yukon’s flat-fee system keeps transfer costs among the lowest in Canada, there are still other closing costs to budget for when buying a home. These include legal fees, title insurance, a home inspection, property tax adjustments, and mortgage default insurance if your down payment is less than 20%. Use our closing costs calculator to estimate the total cost of buying a home in Yukon, and our mortgage calculator to determine your monthly payments.

Land Transfer Tax in Other Provinces

Land transfer tax rates and rules vary across Canada. See our Land Transfer Tax Calculator for a complete comparison of rates in all provinces and territories.

Yukon Fees by Home Price

Purchase Price	Transfer Fee	Mortgage Fee	Total (typical)
$200,000	$150	$50	$200
$350,000	$150	$100	$250
$400,000	$150	$100	$250
$500,000	$350	$100	$450
$600,000	$350	$200	$550
$800,000	$350	$200	$550

Note: Assurance fee may apply if purchase price exceeds last registered value.

Yukon vs Other Territories and Provinces

Region	Transfer Cost on $400K Home	Notes
Yukon	~$250	Lowest in Canada
NWT	~$680	Per-$1,000 fees
Nunavut	~$680	Per-$1,000 fees
Alberta	~$900	Registration fees only
Saskatchewan	~$1,360	Land titles fees
Ontario	$4,475	Progressive LTT

Yukon has the lowest property transfer costs in Canada — flat tier fees cap out at $750 even on multi-million dollar properties.

Total Closing Costs in Yukon (Whitehorse)

Closing Cost	Estimated Amount ($450K home)
Land titles transfer fee	$150–$350
Mortgage registration fee	$100–$200
Legal fees	$1,200–$2,000
Home inspection	$500–$800
Property tax adjustment	$500–$1,500
Moving expenses	$1,000–$3,000
Total estimated closing costs	$3,450–$7,850

Budget approximately 1%–2% of the purchase price for closing costs in Yukon. The very low transfer fees make Yukon one of the cheapest provinces/territories for property purchase costs.

Whitehorse Real Estate Context

Whitehorse is Yukon’s largest city and accounts for the vast majority of real estate activity. The market has grown significantly as the city has attracted workers from across Canada. Average prices in Whitehorse have risen considerably over the past decade, but transfer costs remain minimal thanks to the flat-fee structure. Unlike southern markets, property taxes in Whitehorse are assessed and administered by the City of Whitehorse.