Skip to main content

PEI Income Tax 2026 | Prince Edward Island Tax Brackets & Rates

Updated

Prince Edward Island Income Tax 2026

Prince Edward Island uses a 6-bracket progressive tax system. PEI provincial rates range from 9.5% to 20%, applied on top of federal income tax. Island residents also pay 15% HST on most purchases — one of the highest sales tax rates in Canada.

PEI Tax Brackets 2026

Provincial Tax Rates

Each portion of taxable income Rate
$0.00 to $33,928.00 9.5%
$33,928.01 to $65,820.00 13.47%
$65,820.01 to $106,890.00 16.6%
$106,890.01 to $142,520.00 17.62%
$142,520.01 to $200,000.00 19%
Over $200,000.01 20%

Source: Canada Revenue Agency – Canadian income tax rates for individuals, 2026. Verified August 28, 2026.

Combined Federal + PEI Rates

Each portion of taxable income Combined Federal + Prince Edward Island Rate
Up to $33,928.00 23.5%
$33,928.00 to $58,523.00 27.47%
$58,523.00 to $65,820.00 33.97%
$65,820.00 to $106,890.00 37.1%
$106,890.00 to $117,045.00 38.120000000000005%
$117,045.00 to $142,520.00 43.620000000000005%
$142,520.00 to $181,440.00 45%
$181,440.00 to $200,000.00 48%
$200,000.00 to $258,482.00 49%
Over $258,482.00 53%

Combined marginal rate = federal rate + Prince Edward Island rate at each income level, computed directly from 2026 bracket data (not a separately-maintained table). Source: Canada Revenue Agency – Canadian income tax rates for individuals and the provincial revenue agency, verified August 28, 2026.

Tax by Income Level

Taxable Income PEI Tax Federal Tax Total Tax Effective Rate
$30,000 $2,850 $4,200 $7,050 23.5%
$50,000 $5,388 $7,000 $12,388 24.8%
$75,000 $9,043 $11,571 $20,614 27.5%
$100,000 $13,193 $16,696 $29,889 29.9%
$125,000 $17,528 $22,259 $39,786 31.8%
$150,000 $22,036 $28,759 $50,794 33.9%
$200,000 $31,536 $42,315 $73,851 36.9%

Figures are estimates based on 2026 rates before non-refundable credits other than the basic personal amount.

PEI Tax Credits

Non-Refundable Credits

Credit 2026 Amount
Basic personal amount $13,500
Spouse or common-law partner Up to $11,475
Eligible dependant Up to $11,475
Age amount (65+) Up to $5,308
Disability amount $9,000
Caregiver amount Up to $5,000
Volunteer firefighter / search & rescue $3,000

Credits are applied at the lowest PEI bracket rate (9.5%) to reduce provincial tax owing.

Refundable and Other Credits

Credit Details
PEI sales tax credit Up to $110/year for low-income residents; $55 per dependent child
PEI political contribution tax credit 75% of first $400 contributed to a registered PEI political party
Rental fee credit PEI residents who rent their primary residence may claim a portion of rent paid

PEI vs Other Provinces at $100,000 Income

Province Provincial Tax Federal Tax Total Tax Effective Rate
Alberta $8,776 $16,696 $25,472 25.5%
BC $6,642 $16,696 $23,338 23.3%
Ontario $6,940 $16,696 $23,636 23.6%
New Brunswick $11,593 $16,696 $28,289 28.3%
PEI $13,193 $16,696 $29,889 29.9%
Quebec $16,283 $13,941 $30,224 30.2%

PEI has some of the highest provincial income tax rates in the country. The gap is most pronounced above $65,820 where the 16.6% provincial rate applies.

Tax Planning in PEI

RRSP Savings at $100,000 Income (Marginal Rate: 37.1%)

RRSP Contribution Tax Saved Net Cost of Contribution
$5,000 $1,855 $3,145
$10,000 $3,710 $6,290
$18,000 $6,678 $11,322
$27,000 (approx. max) $10,017 $16,983

Investment Income at $100,000 in PEI

$10,000 Income Type PEI Tax Federal Tax Total Tax
Interest / employment $1,660 $2,050 $3,710
Eligible dividends $270 $1,100 $1,370
Capital gains (50% inclusion) $830 $1,025 $1,855

Eligible dividends carry a gross-up and federal dividend tax credit that significantly reduces total tax. Capital gains are taxed at half the marginal rate. Interest income receives no preferential treatment.

PEI Sales Tax (HST)

Tax Component Rate
Federal GST 5%
PEI provincial component 10%
Total HST 15%

PEI charges 15% HST on most goods and services — the same rate as New Brunswick, Nova Scotia, and Newfoundland and Labrador.

Payroll Deductions Example

$80,000 Salary in PEI

Deduction Amount
Federal tax $12,596
PEI tax $9,873
CPP contributions $4,066
EI premiums $1,077
Total deductions $27,612
Net annual pay $52,388
Monthly net $4,366

$50,000 Salary in PEI

Deduction Amount
Federal tax $7,000
PEI tax $5,388
CPP contributions $3,867
EI premiums $1,049
Total deductions $17,304
Net annual pay $32,696
Monthly net $2,725