+ Self-employment (T2125), rental income (T776), HST/GST
Peace of Mind (add-on)
$14.99–$34.99
Audit representation for DIY returns
Expert review (add-on)
$39.99+
Tax professional reviews before filing
Virtual assisted filing
$50–$200+
Human preparer completes your return remotely
In-person assisted filing
$75–$250+
Office appointment with a preparer
H&R Block vs TurboTax: Side-by-Side
Feature
H&R Block Premium ($34.99)
TurboTax Premium ($34.99)
Price
$34.99 per return
$34.99 per return
Quebec provincial
✅ Included
+~$15 add-on
Audit protection
✅ Peace of Mind add-on
✅ Add-on available
In-person assistance
✅ Nationwide offices
❌ Virtual only
Human preparer option
✅ Yes
✅ TurboTax Live
CRA Auto-fill
✅
✅
Self-employment
✅
✅ More guided
Investment income
✅
✅
Interview experience
Good
Slightly more polished
Mobile app
Good
Better
Best for
Audit-anxious filers, Quebec, complex situations
Polished DIY experience, pure online
What H&R Block Covers
Income/situation
Supported tier
T4 employment income
Free+
RRSP contributions and deductions
Deluxe+
T5 interest and dividend income
Deluxe+
T3 trust / ETF income
Deluxe+
Capital gains (Schedule 3)
Deluxe+
TFSA information
Free+
Self-employment income (T2125)
Premium+
Rental income (T776)
Premium+
Home office deductions (T777, T2200)
Premium+
GST/HST return (self-employed)
Premium+
Quebec TP-1 provincial return
Deluxe+ (included)
US income / foreign property (T1135)
Deluxe+
FHSA contributions
Deluxe+
Medical expenses
Deluxe+
Peace of Mind: Is the Audit Protection Worth It?
Plan
Peace of Mind cost
What you get
DIY returns
$14.99–$34.99
CRA representation, coaching for reviews/audits
Assisted filing (preparer-prepared)
Often included
Preparer accountable for errors; H&R Block covers penalties from preparer mistakes
Is it worth it? For most simple T4 returns — probably not. CRA reviews of straightforward employment returns are rare, and errors on simple returns are easy to correct via T1-ADJ. Peace of Mind is most valuable for: rental income, self-employment, unreported foreign income, carry-forward errors, or anyone who has previously been audited or reassessed.
When In-Person or Virtual Assisted Filing Makes Sense
Situation
Recommended approach
Very complex — business, rental, US income
Assisted (virtual or in-person)
First-time Canadian tax filer
Assisted — CRA registration, first return guidance
Death of a spouse — final and estate returns
Assisted or professional accountant
Divorce year with support payments, asset transfers
Assisted
CRA letter requiring response
Assisted with Peace of Mind
Simple T4, investments, RRSP
DIY Deluxe ($19.99)
Self-employed with straightforward expenses
DIY Premium ($34.99)
Who Should Use H&R Block
Profile
Good fit?
Anxious filer who wants audit backup
✅ Peace of Mind is best-in-class
Quebec resident
✅ Quebec included at no extra charge
May want to escalate to human help
✅ In-person offices available nation-wide
Simple to moderate return
✅ Competitive pricing
Family with many returns
❌ Per-return pricing — UFile is cheaper for 3+ filers
Self-employed with very complex GST/HST
❌ Consider professional accounting software or CPA
Bottom Line
H&R Block’s key differentiators are Peace of Mind audit protection and the in-person office network — valuable if you want the safety net of human backup. Quebec is included without a surcharge, unlike TurboTax. Pricing is comparable to TurboTax for single returns, but H&R Block’s per-return model makes it more expensive than UFile for households with multiple filers. For most Canadians with moderate complexity, the DIY Deluxe or Premium tier handles everything needed.