CCB Payment Dates 2026
| Month | Payment Date | Notes |
|---|
| January | January 20, 2026 | Tuesday |
| February | February 20, 2026 | Friday |
| March | March 20, 2026 | Friday |
| April | April 17, 2026 | Friday (early - Easter) |
| May | May 20, 2026 | Wednesday |
| June | June 19, 2026 | Friday |
| July | July 20, 2026 | Monday |
| August | August 20, 2026 | Thursday |
| September | September 18, 2026 | Friday |
| October | October 20, 2026 | Tuesday |
| November | November 20, 2026 | Friday |
| December | December 11, 2026 | Friday (early - holidays) |
Note: If the 20th falls on a weekend/holiday, payment is made the last business day before.
CCB Maximum Amounts (2025-2026 Benefit Year)
| Child Age | Annual Maximum | Monthly Maximum |
|---|
| Under 6 | $7,787 | $648.92 |
| 6-17 | $6,570 | $547.50 |
Example Monthly Payments (Full Amount)
| Children | Monthly CCB | Annual CCB |
|---|
| 1 child under 6 | $648.92 | $7,787 |
| 1 child 6-17 | $547.50 | $6,570 |
| 2 children under 6 | $1,297.84 | $15,574 |
| 1 under 6 + 1 over 6 | $1,196.42 | $14,357 |
| 3 children (all under 6) | $1,946.76 | $23,361 |
Income Phase-Out
CCB is reduced based on adjusted family net income (AFNI):
Phase-Out Rates
| Income Range | 1 Child | 2 Children | 3 Children | 4+ Children |
|---|
| $36,502 - $79,087 | 7% | 13.5% | 19% | 23% |
| Over $79,087 | 3.2% | 5.7% | 8% | 9.5% |
CCB by Income Level (1 Child Under 6)
| Family Income | Annual CCB | Monthly CCB |
|---|
| $30,000 | $7,787 | $648.92 |
| $50,000 | $6,842 | $570.17 |
| $75,000 | $5,092 | $424.33 |
| $100,000 | $4,292 | $357.67 |
| $125,000 | $3,492 | $291.00 |
| $150,000 | $2,692 | $224.33 |
| $200,000 | $1,092 | $91.00 |
CCB by Income Level (2 Children Under 6)
| Family Income | Annual CCB | Monthly CCB |
|---|
| $30,000 | $15,574 | $1,297.84 |
| $50,000 | $13,752 | $1,146.00 |
| $75,000 | $10,377 | $864.75 |
| $100,000 | $9,185 | $765.42 |
| $125,000 | $7,756 | $646.33 |
| $150,000 | $6,327 | $527.25 |
| $200,000 | $3,472 | $289.33 |
CCB Calculator
Use our CCB Calculator for exact amounts based on:
- Number of children and ages
- Family net income
- Province (for additional benefits)
Eligibility Requirements
| Requirement | Details |
|---|
| Primary caregiver | Live with and care for child |
| Canadian resident | For tax purposes |
| Child age | Under 18 |
| Child residency | Child lives with you |
| Tax return filed | Required to calculate |
Who Is Primary Caregiver?
The primary caregiver is usually the mother, but can be:
- Father (if living with child)
- Grandparent
- Guardian
- Shared custody (50% each)
Shared Custody
If custody is 50/50:
- Each parent receives 50% of CCB
- Based on each parent’s income
- Must notify CRA of arrangement
How to Apply
For New Parents
| Step | When |
|---|
| Apply at birth | CRA form included in hospital package |
| Online | Through CRA My Account |
| By mail | Form RC66 |
| Processing | 8-11 weeks |
For New Residents
| Step | When |
|---|
| File first Canadian tax return | After becoming resident |
| Include RC66SCH | Status in Canada form |
| Processing | After return processed |
Provincial/Territorial Child Benefits
Many provinces add benefits paid with or separate from CCB:
| Province | Additional Benefit | Paid With CCB |
|---|
| Alberta | Alberta Child Benefit | Separate (4x/year) |
| BC | BC Child Opportunity Benefit | With CCB |
| Ontario | Ontario Child Benefit | With CCB |
| Quebec | Child Assistance Payment | Separate (Retraite Québec) |
| Saskatchewan | Saskatchewan Low Income | Separate |
Example: Ontario Total Benefits
| Income $60,000 | CCB | OCB | Total Monthly |
|---|
| 1 child under 6 | $570 | $125 | $695 |
| 2 children under 6 | $1,140 | $250 | $1,390 |
CCB and Taxes
| Question | Answer |
|---|
| Is CCB taxable? | No |
| Report on return? | No |
| Affects other benefits? | No |
| Included in AFNI? | No |
The CCB is completely tax-free and doesn’t reduce other benefits.
CCB vs Other Countries
| Country | Monthly Benefit (1 child) |
|---|
| Canada (CCB) | Up to $649 |
| US (Child Tax Credit) | ~$167-$250 |
| UK (Child Benefit) | ~$130 CAD |
| Australia | ~$220 CAD |
Canada has one of the most generous child benefits in the world.
Changes to CCB
Recent Changes
| Year | Change |
|---|
| 2016 | CCB introduced (replacing UCCB) |
| 2018 | Indexed to inflation |
| 2020 | One-time $300 COVID boost |
| 2024 | Ongoing inflation adjustments |
2026-2027 Benefit Year (July 2026)
| Child Age | Estimated Max | Change |
|---|
| Under 6 | ~$8,000 | +2.7% |
| 6-17 | ~$6,750 | +2.7% |
New amounts based on 2025 tax return, effective July 2026.
Common Issues
| Problem | Solution |
|---|
| Didn’t receive payment | Check My Account, ensure return filed |
| Amount changed | Income changed from previous year |
| Stopped receiving | Child turned 18 or custody changed |
| Spouse claiming | Only primary caregiver receives |
| Retroactive payment | Can get up to 11 months back |