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How Much Does It Cost to Renovate a House in Canada in 2026?

Updated

Average Renovation Cost by Project

ProjectBasic/BudgetMid-RangeHigh-End/Luxury
Kitchen renovation$5,000–$15,000$15,000–$50,000$50,000–$100,000+
Bathroom renovation$3,000–$8,000$10,000–$30,000$30,000–$60,000+
Basement finishing$15,000–$30,000$30,000–$60,000$60,000–$100,000+
Roof replacement$5,000–$10,000$8,000–$15,000$15,000–$30,000+
Windows (full house)$5,000–$10,000$10,000–$20,000$20,000–$40,000+
Furnace/HVAC replacement$3,000–$6,000$6,000–$12,000$12,000–$25,000+
Deck/patio$3,000–$8,000$8,000–$20,000$20,000–$50,000+
Home addition (per sq ft)$150–$250/sq ft$250–$400/sq ft$400–$600+/sq ft
Flooring (full house)$3,000–$8,000$8,000–$18,000$18,000–$40,000+
Painting (full interior)$2,000–$4,000$4,000–$8,000$8,000–$15,000+
Siding replacement$8,000–$15,000$15,000–$25,000$25,000–$50,000+
Driveway replacement$2,000–$5,000$5,000–$12,000$12,000–$25,000+
Landscaping (full)$3,000–$10,000$10,000–$25,000$25,000–$75,000+

Kitchen Renovation Cost Breakdown

Component% of BudgetBudget CostMid-Range CostHigh-End Cost
Cabinets30–40%$3,000–$6,000$8,000–$20,000$20,000–$50,000
Countertops10–15%$1,000–$2,500$3,000–$8,000$8,000–$15,000
Appliances10–20%$2,000–$5,000$5,000–$12,000$12,000–$30,000
Labour/installation15–25%$2,000–$5,000$5,000–$15,000$15,000–$30,000
Flooring5–10%$500–$1,500$1,500–$4,000$4,000–$10,000
Plumbing/electrical5–10%$500–$1,500$1,500–$4,000$4,000–$8,000
Backsplash3–5%$300–$800$800–$2,500$2,500–$6,000
Lighting2–5%$200–$500$500–$2,000$2,000–$5,000
Total100%$9,500–$22,800$25,300–$67,500$67,500–$154,000

Renovation Costs by Province

ProvinceCost IndexKitchen (Mid)Bathroom (Mid)Basement (Mid)Notes
Ontario (GTA)1.15–1.25x$20,000–$60,000$15,000–$35,000$35,000–$70,000Highest labour costs
British Columbia (Van.)1.10–1.20x$18,000–$55,000$13,000–$32,000$32,000–$65,000High labour costs
Alberta1.00–1.10x$15,000–$50,000$10,000–$30,000$28,000–$55,000Moderate
Quebec0.90–1.05x$13,000–$45,000$9,000–$25,000$25,000–$50,000Slightly lower
Manitoba0.90–1.00x$13,000–$42,000$9,000–$24,000$24,000–$48,000Lower labour costs
Saskatchewan0.90–1.00x$13,000–$42,000$9,000–$24,000$24,000–$48,000Lower labour costs
Atlantic provinces0.85–0.95x$12,000–$40,000$8,000–$22,000$22,000–$45,000Lowest costs

Cost index is relative to national average. Labour is the biggest variable, ranging from $30–$50/hr in Atlantic Canada to $50–$80/hr in Toronto/Vancouver.

Renovation ROI (Return on Investment)

ProjectAverage CostValue AddedROI (% Recovered)
Front door replacement$2,000–$5,000$2,000–$5,00080–100%
Minor kitchen refresh$10,000–$20,000$8,000–$16,00075–85%
Bathroom update$10,000–$25,000$7,500–$20,00070–80%
Finished basement$30,000–$60,000$22,000–$45,00070–75%
Deck addition$10,000–$25,000$7,000–$18,00065–75%
Secondary suite (basement)$40,000–$80,000$35,000–$72,00075–90%
Major kitchen renovation$40,000–$80,000$28,000–$56,00065–75%
Swimming pool$40,000–$80,000$15,000–$30,00030–40%
Luxury master bath$40,000–$70,000$24,000–$42,00055–65%

Labour Rates by Trade

TradeHourly RatePer-Project Range
General contractor$50–$80/hr10–20% of project cost
Electrician$80–$120/hr$150–$300/visit
Plumber$80–$130/hr$150–$350/visit
Carpenter/framer$50–$75/hrVaries by scope
Tiler$60–$90/hr$8–$25/sq ft installed
Painter$40–$60/hr$3–$6/sq ft
HVAC technician$80–$120/hr$150–$300/visit
Drywall installer$50–$70/hr$3–$5/sq ft
Roofer$60–$80/hrQuoted per project

Renovation Timeline

ProjectTypical DurationNotes
Painting (full interior)3–5 daysMinimal disruption
Bathroom (mid-range)2–4 weeksOne bathroom out of service
Kitchen (mid-range)4–8 weeksPlan for temporary cooking setup
Basement finishing6–12 weeksInspections required
Home addition3–6 monthsPermits required
Full renovation4–12 monthsPlan for temporary housing
Roof replacement2–5 daysWeather dependent
Window replacement1–3 daysPer window

How to finance a home renovation in Canada

OptionHow it worksBest for
HELOC (Home Equity Line of Credit)Borrow against home equity; interest-only paymentsLarge renovations; equity available
Refinance mortgageAdd renovation cost to mortgage at refiMajor structural renovations
Personal loanUnsecured; fixed rate, fixed termMid-size renovations, no home equity
Credit card (0% promo)Interest-free if paid before promo endsSmall purchases; hardware, fixtures
Home Renovation Tax CreditFederal/provincial credits for eligible upgradesMultigenerational, accessibility renos
Canada Greener Homes GrantUp to $5,600 for energy-efficiency upgradesInsulation, windows, HVAC

Frequently asked questions

Can renovation costs be deducted from capital gains on my home? Yes. When you sell your principal residence, capital improvements (not maintenance) increase your adjusted cost base (ACB), reducing the taxable gain. Keep all receipts — kitchen renovations, additions, finished basements, new roofs qualify. Regular maintenance (painting, minor repairs) does not.

Do I need a permit for all renovations in Canada? Most structural, electrical, plumbing, and HVAC changes require a building permit from your municipality. Cosmetic changes (painting, flooring, cabinet replacement without moving walls) typically do not. Unpermitted work can complicate home sales and may void insurance claims — always check with your local building department.

How do I find a reputable contractor in Canada? Check: HomeStars, Houzz, or local trade associations (Ontario General Contractors Association, etc.). Always get at least three written quotes, check licensing and insurance, and never pay more than 10–20% upfront. Legitimate contractors do not demand full payment in cash before starting.