How Much Does It Cost to Renovate a House in Canada in 2026?
Updated
Average Renovation Cost by Project
Project
Basic/Budget
Mid-Range
High-End/Luxury
Kitchen renovation
$5,000–$15,000
$15,000–$50,000
$50,000–$100,000+
Bathroom renovation
$3,000–$8,000
$10,000–$30,000
$30,000–$60,000+
Basement finishing
$15,000–$30,000
$30,000–$60,000
$60,000–$100,000+
Roof replacement
$5,000–$10,000
$8,000–$15,000
$15,000–$30,000+
Windows (full house)
$5,000–$10,000
$10,000–$20,000
$20,000–$40,000+
Furnace/HVAC replacement
$3,000–$6,000
$6,000–$12,000
$12,000–$25,000+
Deck/patio
$3,000–$8,000
$8,000–$20,000
$20,000–$50,000+
Home addition (per sq ft)
$150–$250/sq ft
$250–$400/sq ft
$400–$600+/sq ft
Flooring (full house)
$3,000–$8,000
$8,000–$18,000
$18,000–$40,000+
Painting (full interior)
$2,000–$4,000
$4,000–$8,000
$8,000–$15,000+
Siding replacement
$8,000–$15,000
$15,000–$25,000
$25,000–$50,000+
Driveway replacement
$2,000–$5,000
$5,000–$12,000
$12,000–$25,000+
Landscaping (full)
$3,000–$10,000
$10,000–$25,000
$25,000–$75,000+
Kitchen Renovation Cost Breakdown
Component
% of Budget
Budget Cost
Mid-Range Cost
High-End Cost
Cabinets
30–40%
$3,000–$6,000
$8,000–$20,000
$20,000–$50,000
Countertops
10–15%
$1,000–$2,500
$3,000–$8,000
$8,000–$15,000
Appliances
10–20%
$2,000–$5,000
$5,000–$12,000
$12,000–$30,000
Labour/installation
15–25%
$2,000–$5,000
$5,000–$15,000
$15,000–$30,000
Flooring
5–10%
$500–$1,500
$1,500–$4,000
$4,000–$10,000
Plumbing/electrical
5–10%
$500–$1,500
$1,500–$4,000
$4,000–$8,000
Backsplash
3–5%
$300–$800
$800–$2,500
$2,500–$6,000
Lighting
2–5%
$200–$500
$500–$2,000
$2,000–$5,000
Total
100%
$9,500–$22,800
$25,300–$67,500
$67,500–$154,000
Renovation Costs by Province
Province
Cost Index
Kitchen (Mid)
Bathroom (Mid)
Basement (Mid)
Notes
Ontario (GTA)
1.15–1.25x
$20,000–$60,000
$15,000–$35,000
$35,000–$70,000
Highest labour costs
British Columbia (Van.)
1.10–1.20x
$18,000–$55,000
$13,000–$32,000
$32,000–$65,000
High labour costs
Alberta
1.00–1.10x
$15,000–$50,000
$10,000–$30,000
$28,000–$55,000
Moderate
Quebec
0.90–1.05x
$13,000–$45,000
$9,000–$25,000
$25,000–$50,000
Slightly lower
Manitoba
0.90–1.00x
$13,000–$42,000
$9,000–$24,000
$24,000–$48,000
Lower labour costs
Saskatchewan
0.90–1.00x
$13,000–$42,000
$9,000–$24,000
$24,000–$48,000
Lower labour costs
Atlantic provinces
0.85–0.95x
$12,000–$40,000
$8,000–$22,000
$22,000–$45,000
Lowest costs
Cost index is relative to national average. Labour is the biggest variable, ranging from $30–$50/hr in Atlantic Canada to $50–$80/hr in Toronto/Vancouver.
Renovation ROI (Return on Investment)
Project
Average Cost
Value Added
ROI (% Recovered)
Front door replacement
$2,000–$5,000
$2,000–$5,000
80–100%
Minor kitchen refresh
$10,000–$20,000
$8,000–$16,000
75–85%
Bathroom update
$10,000–$25,000
$7,500–$20,000
70–80%
Finished basement
$30,000–$60,000
$22,000–$45,000
70–75%
Deck addition
$10,000–$25,000
$7,000–$18,000
65–75%
Secondary suite (basement)
$40,000–$80,000
$35,000–$72,000
75–90%
Major kitchen renovation
$40,000–$80,000
$28,000–$56,000
65–75%
Swimming pool
$40,000–$80,000
$15,000–$30,000
30–40%
Luxury master bath
$40,000–$70,000
$24,000–$42,000
55–65%
Labour Rates by Trade
Trade
Hourly Rate
Per-Project Range
General contractor
$50–$80/hr
10–20% of project cost
Electrician
$80–$120/hr
$150–$300/visit
Plumber
$80–$130/hr
$150–$350/visit
Carpenter/framer
$50–$75/hr
Varies by scope
Tiler
$60–$90/hr
$8–$25/sq ft installed
Painter
$40–$60/hr
$3–$6/sq ft
HVAC technician
$80–$120/hr
$150–$300/visit
Drywall installer
$50–$70/hr
$3–$5/sq ft
Roofer
$60–$80/hr
Quoted per project
Renovation Timeline
Project
Typical Duration
Notes
Painting (full interior)
3–5 days
Minimal disruption
Bathroom (mid-range)
2–4 weeks
One bathroom out of service
Kitchen (mid-range)
4–8 weeks
Plan for temporary cooking setup
Basement finishing
6–12 weeks
Inspections required
Home addition
3–6 months
Permits required
Full renovation
4–12 months
Plan for temporary housing
Roof replacement
2–5 days
Weather dependent
Window replacement
1–3 days
Per window
How to finance a home renovation in Canada
Option
How it works
Best for
HELOC (Home Equity Line of Credit)
Borrow against home equity; interest-only payments
Large renovations; equity available
Refinance mortgage
Add renovation cost to mortgage at refi
Major structural renovations
Personal loan
Unsecured; fixed rate, fixed term
Mid-size renovations, no home equity
Credit card (0% promo)
Interest-free if paid before promo ends
Small purchases; hardware, fixtures
Home Renovation Tax Credit
Federal/provincial credits for eligible upgrades
Multigenerational, accessibility renos
Canada Greener Homes Grant
Up to $5,600 for energy-efficiency upgrades
Insulation, windows, HVAC
Frequently asked questions
Can renovation costs be deducted from capital gains on my home?
Yes. When you sell your principal residence, capital improvements (not maintenance) increase your adjusted cost base (ACB), reducing the taxable gain. Keep all receipts — kitchen renovations, additions, finished basements, new roofs qualify. Regular maintenance (painting, minor repairs) does not.
Do I need a permit for all renovations in Canada?
Most structural, electrical, plumbing, and HVAC changes require a building permit from your municipality. Cosmetic changes (painting, flooring, cabinet replacement without moving walls) typically do not. Unpermitted work can complicate home sales and may void insurance claims — always check with your local building department.
How do I find a reputable contractor in Canada?
Check: HomeStars, Houzz, or local trade associations (Ontario General Contractors Association, etc.). Always get at least three written quotes, check licensing and insurance, and never pay more than 10–20% upfront. Legitimate contractors do not demand full payment in cash before starting.