Canada Child Benefit Calculator Calculate your monthly CCB payments. The Canada Child Benefit is non-taxable income paid to the primary caregiver. based on income and number of children.
2026 CCB Maximum Amounts Child Age Annual Maximum Monthly Maximum Under 6 $7,787 $649 6-17 $6,570 $548
CCB by Number of Children (Maximum) Children Under 6 6-17 Annual Max Monthly Max 1 under 6 $7,787 — $7,787 $649 2 under 6 $15,574 — $15,574 $1,298 1 aged 6-17 — $6,570 $6,570 $548 2 aged 6-17 — $13,140 $13,140 $1,095 1 each $7,787 $6,570 $14,357 $1,196
CCB by Family Income One Child Under 6 Family Income Annual CCB Monthly CCB $0 - $36,502 $7,787 $649 $50,000 $6,837 $570 $75,000 $5,249 $437 $100,000 $3,842 $320 $125,000 $2,342 $195 $150,000 $1,092 $91 $175,000 $0 $0
Two Children Under 6 Family Income Annual CCB Monthly CCB $0 - $36,502 $15,574 $1,298 $50,000 $14,274 $1,190 $75,000 $11,374 $948 $100,000 $8,474 $706 $125,000 $5,574 $465 $150,000 $2,924 $244 $175,000 $674 $56 $200,000 $0 $0
One Child 6-17 Family Income Annual CCB Monthly CCB $0 - $36,502 $6,570 $548 $50,000 $5,770 $481 $75,000 $4,420 $368 $100,000 $3,070 $256 $125,000 $1,720 $143 $150,000 $370 $31 $160,000 $0 $0
CCB Reduction Rates Income Range Reduction Rate (1 child) Reduction Rate (2+ children) $36,502 - $79,087 7% 13.5% Over $79,087 3.2% 5.7%
CCB Including Disability Benefit If child has disability (eligible for DTC):
Benefit Amount Child Disability Benefit +$3,322/year Monthly extra +$277/month
CCB Payment Dates 2026 Month Payment Date January January 20 February February 20 March March 20 April April 18 May May 20 June June 19 July July 20 August August 20 September September 19 October October 20 November November 20 December December 12
Strategies to Maximize CCB 1. Income Splitting Before After CCB Increase One earner $120,000 Two earners $60K each ~$500/year
2. RRSP Contributions RRSP Contribution Income Reduction CCB Increase $10,000 -$10,000 ~$400-700/year
3. Spousal RRSP Reduces higher earner’s income, may increase CCB.
CCB vs Provincial Benefits Some provinces have additional child benefits:
Province Program Amount Ontario Ontario Child Benefit Up to $1,607/child Alberta Alberta Child and Family Benefit Up to $1,469/child BC BC Family Benefit Up to $2,188/child Quebec Family Allowance Up to $2,782/child
What Affects Your CCB Factor Impact Number of children More = higher CCB Children’s ages Under 6 = higher Family net income Lower = higher CCB Marital status Combined income if common-law Shared custody Split 50/50 if applicable
CCB and Taxes Aspect Treatment CCB received Not taxable Must report No Affects other benefits No Must file taxes Yes (to receive CCB)
Shared Custody If you share custody 50/50:
Scenario Treatment Equal custody Each parent gets 50% of CCB Primary parent Full CCB to primary Varying custody Proportional or one parent
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