Best Student Discounts in Canada 2026: Save $1,400–$3,500/Year
Updated
Canadian post-secondary students have access to $1,400–$3,500 in annual savings that most of them never claim. Free Microsoft 365 and deeply discounted Adobe Creative Cloud alone can save $500–$1,500 a year in software costs; half-price Spotify and Apple Music subscriptions save another $72; and student transit passes often run 40–60 % below regular fares. The three programs to set up immediately are SPC (free with a BMO student account), UNiDAYS (free with your school email), and the GitHub Student Developer Pack (free dev tools worth $200 +). Layer those with student bank accounts that waive monthly fees and student credit cards that build credit, and you have a complete financial toolkit before you even start budgeting.
Student Discount Programs
Program
Cost
How to Access
Key Perks
SPC (Student Price Card)
$10/year (free with BMO)
App or physical card
10–25% off at 450+ retailers
UNiDAYS
Free
Register with school email
10–25% off online retailers
ISIC (International Student Card)
$20
Apply online
Discounts worldwide + ID for travel
Student ID (your school)
Included with tuition
Show at checkout
Most widely accepted
GitHub Student Developer Pack
Free
Verify student status
$200+/year in dev tools
Food and Dining Discounts
Restaurant/Brand
Discount
How
McDonald’s
10% off
Student ID
Subway
Free cookie with sub purchase
SPC card
Pizza Pizza
25% off regular-priced
SPC card
Domino’s
50% off menu price pizzas
Student ID (check location)
Tim Hortons
Free baked good with drink (some locations)
SPC card
Bulk Barn
10% off Wednesdays
Student ID
Buffalo Wild Wings
10–15% off
SPC card
Swiss Chalet
15% off
SPC card
Freshii
15% off
SPC card
Booster Juice
10% off
Student ID
Technology and Software
Product/Service
Student Price
Regular Price
Savings
Apple MacBook (education pricing)
$100–$250 off
—
Up to $250
Apple Music
$5.99/month
$11.99/month
50% off
Spotify Premium (student)
$5.99/month
$11.99/month
50% off
Microsoft 365
Free
$99/year
100% off
Adobe Creative Cloud
$27/month
$73/month
63% off
Amazon Prime Student
$4.99/month
$9.99/month
50% off
GitHub Student Developer Pack
Free ($200+ value)
Paid
100% off
JetBrains (IntelliJ, PyCharm)
Free
$249/year
100% off
Notion
Free Plus plan
$10/month
100% off
Canva Pro
Free
$16.99/month
100% off
Samsung (education store)
10–30% off
—
$50–$500
Dell / Lenovo (education)
5–15% off
—
Varies
Transportation
Service
Student Discount
How
VIA Rail
10–40% off (Student pass)
ISIC card or student ID
GO Transit (Ontario)
PRESTO student discount
Valid student ID + PRESTO
TTC (Toronto)
Post-secondary student fare ($2.40 vs $3.35)
Student ID + PRESTO
TransLink (Vancouver)
Concession U-Pass ($44/month)
Through your university
OC Transpo (Ottawa)
U-Pass ($213/semester)
Through your university
STM (Montreal)
Reduced fare ($57/month)
Student Opus card
Greyhound/FlixBus
10–15% off
Student ID or SPC
Zipcar
$25/year student membership
.edu/.ca email
Enterprise/National
5–10% off
ISIC card
Shopping and Clothing
Retailer
Discount
Through
Adidas
30% off
UNiDAYS
Nike
10% off
UNiDAYS
H&M
15% off
SPC card
Foot Locker
15% off
SPC card
Levi’s
15% off
UNiDAYS or student ID
The North Face
10% off
Student ID (in-store)
ASOS
10% off
UNiDAYS
Champion
10% off
UNiDAYS
Urban Outfitters
10% off
UNiDAYS
Garage / Dynamite
10% off
SPC card
Old Navy / Gap
Varies (sale stacking)
SPC card
Winners / Marshalls
No student discount
—
Entertainment and Subscriptions
Service
Student Price
Regular Price
Cineplex (Tuesday)
$8.99 (Scene+)
$14.99+
Spotify + Hulu (US bundled)
$5.99
$12+
YouTube Premium (student)
$7.99/month
$13.99/month
The Athletic
40% off
—
Museum/gallery memberships
50%+ off
Varies
Gym memberships (campus)
$100–$250/year
$40–$60/month elsewhere
Parks Canada Discovery Pass
$36.75 (youth)
$75.25 (adult)
Banking (Student Accounts and Cards)
Product
Student Perk
Details
BMO Student Chequing
$0 fee + free SPC card
No monthly fees
Scotiabank Student Banking
$0 fee
No-fee banking, Scene+
CIBC Smart Account for Students
$0 fee
Unlimited transactions
TD Student Chequing
$0 fee
No monthly fees
RBC Student Banking
$0 fee
No-limit transactions
Tangerine
$0 fee (all ages)
Free for everyone
Wealthsimple Cash
$0 fee
Free for everyone
How Much Can Students Save Per Year?
Category
Est. Annual Savings
Top Discount Source
Software / tech
$500–$1,500
Free Microsoft 365, Adobe discount
Food / dining
$200–$500
SPC + student ID
Transportation
$300–$600
Student transit pass
Shopping / clothing
$200–$400
UNiDAYS + SPC
Entertainment
$100–$300
Student streaming prices
Banking (no fees)
$100–$200
Student bank accounts
Total potential savings
$1,400–$3,500/year
Bottom Line
Sign up for SPC, UNiDAYS, and the GitHub Student Developer Pack on day one of the semester — together they cover food, clothing, software, and tech at 10–63 % off. Pair these with a no-fee student bank account and a student credit card to eliminate banking fees and start building credit history. Always ask before paying full price; many retailers have unadvertised student discounts that only appear when you show your ID.