Best Online Will Services in Canada 2026: Compared & Reviewed
Updated
More than half of Canadian adults don’t have a will, and the most common reason is cost. A lawyer-drafted will runs $500–$1,500 + for a straightforward estate, while online services like Willful and Epilogue produce legally valid documents for $99–$250 in about 20 minutes. For most Canadians with standard family structures and Canadian-only assets, online wills are perfectly adequate — they just need to be printed, signed, and witnessed like any other will. Where you need a lawyer is when complexity enters the picture: blended families, business ownership, cross-border assets, or estates above $2 million where tax planning matters. Regardless of which route you choose, a will without a power of attorney is an incomplete plan.
List of major assets (home, investments, insurance)
Ensure nothing is missed
RRSP/TFSA/insurance beneficiary designations
These pass outside the will
Power of attorney for property (who)
Manages finances if incapacitated
Power of attorney for personal care (who)
Makes health decisions if incapacitated
Specific gifts (jewelry, sentimental items)
Optional but important to some
Funeral wishes
Optional but helpful for family
Provincial Differences
Province
Witness Requirements
Holographic Will Valid?
Special Notes
Ontario
2 witnesses, not beneficiaries
✅
Most common for online wills
British Columbia
2 witnesses
✅
Wills, Estates and Succession Act (WESA)
Alberta
2 witnesses
✅
—
Manitoba
2 witnesses
✅
—
Saskatchewan
2 witnesses
✅
—
Nova Scotia
2 witnesses
❌
Must be formal, typed will
New Brunswick
2 witnesses
❌
Must be formal will
PEI
2 witnesses
❌
Must be formal will
Quebec
2 witnesses (or notarized)
✅
Notarized will preferred (no probate); civil law system
Newfoundland
2 witnesses
✅
—
Power of Attorney: Essential Companion to a Will
Document
What It Does
When It Applies
Will
Distributes assets after death
After death only
POA for Property (Continuing)
Appoints someone to manage finances
If incapacitated (or anytime if specified)
POA for Personal Care
Appoints someone for health decisions
If incapacitated
Living Will/Advance Directive
Documents your health care wishes
If unable to communicate
A will without a power of attorney is an incomplete estate plan. Most online will platforms offer POA documents as part of a premium package.
Bottom Line
For most Canadians, Willful or Epilogue produces a legally valid will and power of attorney for under $200 — far less than a lawyer charges for the same outcome. Get the premium package that includes POA documents, print and sign with two witnesses, and revisit every few years or after any major life event. If your estate has complexity — blended family, business, foreign assets, or a disabled beneficiary — spend the money on a lawyer. The worst option is having no will at all, which leaves your estate to provincial intestacy rules that may not match your wishes.