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Questrade Review 2026 | Free ETF Purchases & Low Fees

Updated

If you are comparing brokers first, start with best online brokers in Canada and best trading platforms in Canada.

Questrade Review 2026

Quick Overview

FeatureDetails
Stock commission$4.95-$9.95 per trade
ETF purchases$0
ETF sells$0.01/share (min $4.95)
Account minimum$1,000
Options✅ $9.95 + $1/contract
Margin accounts✅ Yes
Currency conversion~2% (or Norbert’s Gambit for ~0.2%)
Mobile app✅ iOS, Android
Desktop platform✅ IQ Edge
RegulationCIRO, CIPF member

Overall Rating

CategoryScore
Fees★★★★½
Ease of use★★★★
Investment selection★★★★★
Research tools★★★★
Advanced features★★★★½
Customer support★★★½
Overall★★★★

Fees & Pricing

Trading Fees

TransactionCost
ETF purchases$0
ETF sells$0.01/share (min $4.95, max $9.95)
Stock trades$0.01/share (min $4.95, max $9.95)
Options$9.95 + $1.00/contract
ECN fees$0.0035/share (adds ~$1-3 per trade)
Bonds/GICs$0

Account Fees

FeeCost
Account maintenance$0
RRSP/TFSA annual fee$0 (if $1,000+ balance)
Inactivity fee$24.95/quarter (if under $1,000, no activity)
Transfer out (full)$25 per account
Transfer out (partial)$25 per account
Wire transfer$0 incoming, $25 outgoing

Currency Conversion

MethodCost
Automatic conversion~1.5-2% spread
Norbert’s Gambit (manual)~$10-20 total (flat cost)
Savings example$10,000 US purchase: $150-200 automatic vs ~$15 Norbert’s

Account Types

AccountAvailableNotes
TFSAMost popular
RRSPFull features
FHSAFirst home savings
RESPGovernment grants
RRIFRetirement income
LIRALocked-in retirement
LIFLife income fund
MarginLeverage trading
CorporateBusiness accounts
JointShared accounts

Note: Questrade offers more account types than almost any other discount broker in Canada, including LIRA, LIF, and corporate accounts. That broader account menu matters most once you know best account type for US stocks and ETFs in Canada and your overall ETF plan.

Trading Platforms

Questrade Trading (Web)

FeatureDetails
AccessBrowser-based
Real-time quotes
ChartingBasic
Order typesMarket, limit, stop, stop-limit
Watchlists
Best forCasual investors

IQ Edge (Desktop)

FeatureDetails
AccessDownloadable application
Real-time quotes✅ Level 1 + Level 2 (paid)
ChartingAdvanced (indicators, drawing tools)
Order typesAll types including bracket orders
ScreenersStock and options screeners
Best forActive traders

Mobile App

FeatureDetails
Trading✅ Full trading
ChartingBasic
Alerts✅ Price alerts
Touch ID/Face ID
Rating4+ stars on both stores

What You Can Trade

AssetAvailableNotes
Canadian stocksTSX, TSX-V, CSE
US stocksNYSE, NASDAQ, AMEX
Canadian ETFsFree purchases
US ETFsFree purchases
OptionsCanadian and US
BondsGovernment and corporate
GICsVarious terms
Mutual fundsLimited selection
CryptoNot available
Fractional sharesNot available
IPOsNot available

Pros & Cons

Pros ✅

  • Free ETF purchases — best for passive investing with XEQT, VGRO, etc.
  • Options trading — one of few Canadian brokers with options
  • Norbert’s Gambit — convert currency cheaply for US stocks
  • Full account range — LIRA, LIF, corporate, and all registered accounts
  • IQ Edge — solid desktop platform for active traders
  • Margin accounts — leverage available
  • No account fees — on $1,000+ balances

Cons ❌

  • $1,000 minimum deposit — barrier for new investors
  • ECN fees add to trade costs (~$1-3 extra per trade)
  • Selling ETFs costs money — $4.95+ to sell
  • No fractional shares — must buy whole shares
  • Currency conversion — 2% unless you do Norbert’s Gambit
  • App less polished than Wealthsimple
  • Customer support — wait times can be long

Who Should Use Questrade

Great Fit ✅

Investor TypeWhy
ETF investorsFree purchases (XEQT, VGRO, etc.)
Options tradersOne of few Canadian options brokers
US stock buyersNorbert’s Gambit saves hundreds
RESP investorsGrant-eligible, free ETF buys
Corporate accountsAvailable (rare in Canada)
Intermediate investorsMore features than Wealthsimple

Not the Best Fit ❌

Investor TypeBetter Alternative
Complete beginnersWealthsimple (simpler interface)
Very small accountsWealthsimple ($0 minimum)
Day tradersInteractive Brokers (lower per-share)
Crypto tradersWealthsimple (has crypto)

Questrade vs Competitors

FeatureQuestradeWealthsimpleInteractive BrokersTD Direct
ETF purchases$0$0$0 (select)$9.99
Stock trades$4.95-$9.95$0$1 min$9.99
Options
Minimum$1,000$0$0$0
Fractional shares
FX cost2% / NG1.5% / Premium0.002%1.5%
Best forETFs, optionsBeginnersActive tradersTD bank clients

Norbert’s Gambit on Questrade

A key advantage — converts CAD to USD (or vice versa) for ~$10-20 instead of 1.5-2%:

StepAction
1Buy DLR.TO (CAD side) in your account
2Call Questrade to journal to DLR.U.TO (USD side)
3Sell DLR.U.TO for USD
4Use USD to buy US stocks
Savings~$10-20 total vs $150-200 on $10,000 automatic conversion

If you are using Questrade mainly for long-term index investing, pair this with how to buy ETFs in Canada and best all-in-one ETFs in Canada.

How to Open an Account

  1. Go to questrade.com and click “Open an account”
  2. Choose account type (TFSA, RRSP, etc.)
  3. Provide personal info and SIN
  4. Upload ID verification
  5. Fund with $1,000+ (e-transfer, bank link, or transfer from another broker)
  6. Start trading

Approval time: 1-3 business days typically.