TD offers multiple customer service channels: phone (24/7), live chat through EasyWeb, in-app support, and in-branch service at over 1,100 locations. TD’s extended branch hours — many locations open until 8 PM on weekdays and on Saturdays — are a meaningful differentiator for in-person service needs. Phone support at 1-866-222-3456 handles most urgent matters including lost cards, transaction disputes, and limit increases at any hour.
TD Phone Numbers
| Service | Phone Number | Hours |
|---|---|---|
| Personal banking (general) | 1-866-222-3456 | 24/7 |
| Credit cards | 1-800-983-8472 | 24/7 |
| TD Direct Investing | 1-800-465-5463 | Mon–Fri 7 AM–9 PM ET |
| Mortgage specialists | 1-866-222-3456 (mortgage option) | Business hours |
| Business banking | 1-800-668-7328 | Mon–Fri 8 AM–8 PM ET |
| International / collect | 1-519-981-9030 | 24/7 |
| TTY/TDD (hearing impaired) | 1-800-361-1180 | Business hours |
| Lost or stolen debit card | 1-866-222-3456 | 24/7 |
| Report fraud | 1-866-222-3456 | 24/7 |
Online and In-App Support
Live Chat (TD EasyWeb)
Available through TD EasyWeb during extended hours (approximately Mon–Fri 7 AM–11 PM ET, Sat–Sun 8 AM–8 PM ET). Log in and click the chat icon to connect to a live agent. Suitable for:
- Account balance and transaction questions
- Bill payment setup and troubleshooting
- Limit increase requests
- General product inquiries
- e-Transfer questions
TD Virtual Assistant
TD’s in-app virtual assistant handles common self-serve requests — checking balances, reviewing recent transactions, finding branch hours, and initiating simple transactions — without connecting to a live agent. Available 24/7 through the TD app.
In-App Card Controls
Through the TD app you can manage common service actions without calling:
- Lock/unlock your TD debit card instantly
- Set spending alerts and notifications
- View e-Transfer history
- Access your transit number and void cheque
- Manage TD credit card settings
In-Branch Service
TD has over 1,100 branches across Canada. In-branch appointments are recommended for:
- Mortgage applications and renewals
- Opening new accounts (especially business accounts)
- Large cash transactions and in-branch wire transfers
- Estate and inheritance matters
- Safety deposit box access
- Financial planning appointments
TD’s extended hours are the key differentiator here. Many branches are open until 8 PM on weekdays and on Saturdays, making it possible to visit after work — something no other Big 5 bank consistently offers. See TD branch hours for typical schedules by province.
Social Media
TD maintains active support channels on social media for general questions and directing clients to the right department. Never share account numbers, SINs, or passwords through social media.
| Platform | Handle |
|---|---|
| Twitter / X | @TD_Canada |
| TD Canada Trust |
Complaint Resolution Process
If a front-line agent cannot resolve your concern:
- Request escalation to a supervisor or manager at the branch or on the call
- TD Customer Care: Ask for escalation within the 1-866-222-3456 call flow
- TD Ombudsman: 1-888-361-0319 or ombudsman@td.com for unresolved complaints after internal escalation
- OBSI (Ombudsman for Banking Services and Investments): The independent escalation body for Canadian banking complaints — obsi.ca
TD is regulated by OSFI and subject to FCAC complaint-handling requirements, which mandate a response within 56 calendar days of a formal complaint.
Tips for Faster TD Service
- Use the TD app first for card locks, balance checks, e-Transfer histories, and void cheque downloads — saves a call for routine requests
- Call during off-peak hours — early morning (7–9 AM ET) or mid-afternoon on weekdays tends to have shorter hold times than Monday mornings or month-end periods
- Have your access card number ready — TD verifies identity before discussing account details; having it handy shortens the process
- Use extended hours strategically — TD branches open until 8 PM on weekdays allow in-person service after most Canadians finish work, which is genuinely rare among Canadian banks