What is Tangerine's routing number?

Tangerine's institution number is 614. The standard transit number used for direct deposit and bill payments is 80001. In the 9-digit electronic funds transfer (EFT) format used by Canadian payroll and government systems, the full routing number is 0-80001-614 (leading zero + transit + institution). For direct deposit, provide your employer or CRA with a void cheque image from your Tangerine app rather than entering numbers manually — this prevents transcription errors.

What is Tangerine's institution number?

Tangerine's institution number is 614. This is a permanent identifier assigned to Tangerine Bank (formerly ING Direct Canada) by the Canadian Payments Association. It does not change. Tangerine is a subsidiary of Scotiabank (institution 002), but operates its own separate institution number — do not use Scotiabank's institution number for Tangerine accounts.

What is Tangerine's transit number?

Tangerine's main transit number is 80001. This is the standard transit used for direct deposit, Interac e-Transfers, and electronic bill payments. Because Tangerine is online-only with no branch network, there is effectively one transit number for all clients. You can confirm your specific transit number by generating a void cheque image in the Tangerine app under Account Details.

What is Tangerine's SWIFT code?

Tangerine's SWIFT/BIC code is INGDCATT — retained from its original name, ING Direct Canada. This code is used for incoming international wire transfers in CAD. For outgoing international wires, Tangerine processes transfers through its systems; contact Tangerine customer service at 1-888-826-4374 to initiate an outbound international wire.

How do I set up direct deposit with Tangerine?

Log in to the Tangerine app or online banking, navigate to your chequing account, and select 'Void Cheque' or 'Direct Deposit Form.' Download or share the pre-filled form or void cheque image. Submit this to your employer's payroll department or to CRA via My Account at canada.ca. The void cheque format includes your transit number (80001), institution number (614), and your unique account number — which is what payroll and government systems actually use to route the specific deposit to your account.

Is Tangerine the same as Scotiabank for banking purposes?

No. Tangerine and Scotiabank are separate institutions with separate institution numbers. Tangerine's institution number is 614; Scotiabank's is 002. Tangerine accounts cannot be managed at a Scotiabank branch in the ordinary way, and Scotiabank routing numbers cannot be used for Tangerine accounts. However, Tangerine clients do have free ATM access at Scotiabank ATMs, and Scotiabank tellers can accept cash deposits for Tangerine clients at branches. Ownership is shared (Scotiabank owns Tangerine) but banking infrastructure is separate.

Tangerine Routing Number & Transit Number 2026 | Institution 614

Tangerine’s institution number is 614 and the standard transit number for direct deposit and electronic payments is 80001. Unlike the Big Five banks, which have hundreds or thousands of branch-specific transit numbers, Tangerine is an online bank with no branch network — all clients effectively use the same transit number.

To set up direct deposit or CRA payment routing, generate a void cheque image from the Tangerine app — this is the most reliable method and includes your unique account number alongside the transit and institution numbers.

Tangerine Routing Numbers at a Glance

Field	Value
Institution number	614
Transit number	80001
9-digit EFT format	0-80001-614
SWIFT / BIC	INGDCATT
Parent institution	Scotiabank (002) — do NOT use for Tangerine

The 9-Digit EFT Format

Canadian payroll and government systems sometimes require a 9-digit routing number rather than separate institution and transit fields. The format is:

0 + [5-digit transit] + [3-digit institution]

For Tangerine:

Component	Value
Leading zero	0
Transit number	80001
Institution number	614
9-digit result	080001614

Some payroll systems expect hyphens: 0-80001-614. Both formats represent the same routing information.

How to Find Your Tangerine Account Number and Void Cheque

Your Tangerine account number (distinct from the transit and institution numbers) is required to direct deposits to your specific account. To find it:

Log in to the Tangerine app or tangerine.ca
Select your Chequing Account
Tap or click Account Details
Select Void Cheque or Direct Deposit Form
Download or share the image — it contains transit (80001), institution (614), and your account number pre-filled

The void cheque image is the recommended method for providing banking details to employers, CRA, or payroll providers. Manually reading and entering numbers introduces transcription error risk.

Direct Deposit: CRA and Employer Setup

CRA direct deposit (tax refunds, CCB, GST/HST credit):

Log in to My CRA Account at canada.ca/my-cra-account
Go to Direct deposit under Profile
Select Bank and enter: Transit 80001, Institution 614, Account number (from your app)
Or upload the void cheque image if the system supports it

Employer payroll:

Provide the HR/payroll department with the void cheque image from your Tangerine app
Some payroll systems require the 9-digit format: 080001614 (no spaces or hyphens) or 0-80001-614

OAS / CPP (Service Canada):

Set up at My Service Canada Account at canada.ca
Same fields: Transit 80001, Institution 614, your Tangerine account number

Tangerine vs Scotiabank: Separate Institution Numbers

A common point of confusion for Tangerine clients: Tangerine is owned by Scotiabank, but they are separate institutions with separate institution numbers.

Feature	Tangerine	Scotiabank
Institution number	614	002
Transit numbers	80001 (one number)	Many (branch-specific)
ATM network	Shared (Scotiabank ATMs)	Own network
Accounts interchangeable	No	No
Branch banking	Scotiabank branch tellers for cash deposits only	Full branch banking

Do not use Scotiabank’s institution number (002) for Tangerine direct deposits or e-Transfers. The payment will not reach your Tangerine account.

Incoming International Wire Transfers to Tangerine

To receive an international wire transfer into your Tangerine account, provide the sender with:

Field	Value
Bank name	Tangerine Bank
SWIFT / BIC	INGDCATT
Bank address	3389 Steeles Avenue East, Toronto, ON M2H 0A1
Account holder name	Your legal name as registered with Tangerine
Account number	Your Tangerine account number (from app)

Tangerine does not maintain USD accounts. Incoming USD wires will be converted to CAD at Tangerine’s exchange rate, which includes a spread. For frequent USD receipts, a USD account at a Big Five bank is a more efficient arrangement.