National Bank of Canada’s institution number is 006. The transit number (5 digits) varies by branch and is specific to the branch where your account was opened. Together with a leading zero, these form the 9-digit routing number used for Canadian EFT (electronic funds transfer), direct deposit, and pre-authorized debit.
National Bank Routing Number Summary
| Field | Value | Notes |
|---|---|---|
| Institution number | 006 | Identifies National Bank nationally |
| Transit number | 5 digits | Varies by branch — see void cheque or online banking |
| 9-digit EFT format | 0TTTTT006 | 0 + transit (5 digits) + institution (3 digits) |
| SWIFT / BIC code | BNDCCAMMINT | For international wire transfers to National Bank |
How to Find Your Transit Number
Method 1: Void cheque The bottom of a National Bank cheque contains three sets of numbers in MICR font:
- Cheque number (3 digits)
- Transit number (5 digits)
- Institution number: 006
- Account number (varies)
The transit number is the 5-digit number in the middle section.
Method 2: Online banking
- Log in to National Bank online banking
- Select your chequing account
- Look for Account Details or Direct Deposit Information
- Your transit number, institution number, and account number are listed
Method 3: Digital void cheque
- Online banking → Account → Print a void cheque
- Download and print or send digitally to your employer or CRA
9-Digit EFT Routing Number
Canadian EFT transactions (direct deposit, pre-authorized debit) use a 9-digit routing number in the format:
0 + [5-digit transit] + [3-digit institution]
For National Bank (institution 006):
| Transit Example | 9-Digit Routing Number |
|---|---|
| 00002 | 000002006 |
| 00011 | 000112006 |
| 00020 | 000202006 |
Your actual transit number depends on your account’s originating branch. Use the number from your void cheque or online banking — do not guess from examples.
SWIFT Code for International Wires
| Use Case | SWIFT Code |
|---|---|
| International wire transfers to National Bank | BNDCCAMMINT |
| Alternate (8-character) | BNDCCAMM |
For receiving an international wire into a National Bank account, provide the sender with:
- SWIFT: BNDCCAMMINT
- Your account number
- Your branch transit number
- Institution number: 006
- Bank name: National Bank of Canada
- Bank address: 600 De La Gauchetière West, Montreal, QC H3B 4L2
Direct Deposit Setup
To set up direct deposit (employer payroll, CRA, Service Canada):
| Field | Value |
|---|---|
| Bank name | National Bank of Canada |
| Transit number | Your 5-digit transit (from void cheque / online banking) |
| Institution number | 006 |
| Account number | Your account number |
For CRA direct deposit (tax refunds, GST/HST credit, CCB): log in to My CRA Account at canada.ca → Direct Deposit → enter the above details.