Most CIBC branches follow a standard schedule of Monday to Friday, 9:30 AM to 5:00 PM local time. A smaller number of locations in shopping centres and high-traffic urban areas offer extended weekday hours and Saturday service. CIBC’s branch hours are more limited than TD — one of TD’s most commonly cited advantages is its extended-hour branches open until 8:00 PM on weekdays and on weekends.
For 24/7 banking needs, CIBC Online Banking, the CIBC mobile app, and ATMs are available around the clock regardless of branch hours.
Standard CIBC Branch Hours
| Day | Standard Hours | Extended Hours Locations |
|---|---|---|
| Monday | 9:30 AM – 5:00 PM | Some to 6:00 PM or 8:00 PM |
| Tuesday | 9:30 AM – 5:00 PM | Some to 6:00 PM or 8:00 PM |
| Wednesday | 9:30 AM – 5:00 PM | Some to 6:00 PM or 8:00 PM |
| Thursday | 9:30 AM – 5:00 PM | Some to 6:00 PM or 8:00 PM |
| Friday | 9:30 AM – 5:00 PM | Some to 6:00 PM or 8:00 PM |
| Saturday | Closed (most) | Some 9:30 AM – 4:00 PM |
| Sunday | Closed | Rare exceptions only |
Extended hours are most common in downtown financial district branches, large shopping malls, and transit-hub locations. Use the CIBC branch locator (cibc.com or CIBC app) to confirm hours for your specific branch before visiting.
Big Five Branch Hours Comparison
| Bank | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
| TD | Many to 8:00 PM | Yes (most locations) | Some locations |
| RBC | Typically to 5:00 PM | Some locations | Rare |
| Scotiabank | Typically to 5:00 PM | Some locations | Rare |
| CIBC | Typically to 5:00 PM | Some locations | Rare |
| BMO | Typically to 5:00 PM | Some locations | Rare |
TD’s extended-hour model is a genuine differentiator — many TD branches are specifically designed to be accessible to 9-to-5 workers who cannot visit a branch during standard hours. CIBC’s branch hours are competitive with RBC, Scotiabank, and BMO, but lag behind TD on weekday evening and weekend availability.
CIBC 2026 Holiday Closures
CIBC branches close on the following federal and provincial statutory holidays. Online banking, the app, and ATMs remain available on all holidays.
Federal Holidays (All Provinces)
| Holiday | 2026 Date |
|---|---|
| New Year’s Day | Thursday, January 1 |
| Good Friday | Friday, April 3 |
| Victoria Day | Monday, May 18 |
| Canada Day | Wednesday, July 1 |
| Labour Day | Monday, September 7 |
| Thanksgiving | Monday, October 12 |
| Remembrance Day | Wednesday, November 11 |
| Christmas Day | Friday, December 25 |
| Boxing Day | Saturday, December 26 (observed Monday, Dec 28) |
Selected Provincial Holidays
| Holiday | Province | 2026 Date |
|---|---|---|
| Family Day | ON, AB, BC, SK | Monday, February 16 |
| St. Patrick’s Day (bank holiday) | NL | Monday, March 16 |
| Islander Day | PEI | Monday, February 16 |
| Heritage Day | NS | Monday, February 16 |
| BC Day | BC | Monday, August 3 |
| Heritage Day / Civic Holiday | AB, ON, MB, NB, SK | Monday, August 3 |
| National Day for Truth & Reconciliation | Federal | Wednesday, September 30 |
| Thanksgiving | All | Monday, October 12 |
| Remembrance Day | Most provinces | Wednesday, November 11 |
Note: Provincial holiday closures apply only to branches in the affected province. Verify with your local branch for any province-specific closures not listed above.
24/7 Banking Without a Branch
For the vast majority of everyday banking tasks, you do not need to visit a branch during CIBC’s limited hours.
| Task | Available 24/7 |
|---|---|
| Account balance and transaction history | ✓ |
| Interac e-Transfer (send and receive) | ✓ |
| Bill payments | ✓ |
| Mobile cheque deposit (Snap & Deposit) | ✓ |
| ATM cash withdrawal | ✓ (at vestibule ATMs) |
| Card lock/unlock | ✓ (CIBC app) |
| Customer service phone | ✓ (1-800-465-2422) |
| Complex account changes, notarial documents | ✗ (branch required) |
| In-person mortgage or investment advice | ✗ (branch required) |
Simplii Financial: No Branches, No Hours Constraint
Simplii Financial, CIBC’s no-fee digital banking brand, operates entirely online — there are no Simplii branches. All banking is handled through the Simplii app and Online Banking, which are available 24/7. For cash deposits, Simplii clients use CIBC ATMs or mail-in cheque deposit. For clients who rarely need in-person branch service, Simplii removes the branch-hours constraint entirely while still providing access to CIBC’s ATM network.