BMO operates approximately 900 branches across Canada with hours that vary by location type. The standard weekday schedule is Monday to Friday, 9:30 AM to 5:00 PM — the same baseline as Scotiabank, RBC, and CIBC. Extended weekday hours and Saturday service are available at select shopping centre and high-traffic locations.
For Sunday banking and after-hours needs, BMO ATMs and digital banking (BMO Online Banking, BMO app) are available 24/7.
Standard Branch Hours
| Day | Standard Hours | Extended Locations |
|---|---|---|
| Monday | 9:30 AM – 5:00 PM | Up to 8:00 PM |
| Tuesday | 9:30 AM – 5:00 PM | Up to 8:00 PM |
| Wednesday | 9:30 AM – 5:00 PM | Up to 8:00 PM |
| Thursday | 9:30 AM – 5:00 PM | Up to 8:00 PM |
| Friday | 9:30 AM – 5:00 PM | Up to 8:00 PM |
| Saturday | Closed (most) | 9:30 AM – 4:00 PM (selected) |
| Sunday | Closed (most) | 11:00 AM – 4:00 PM (select mall locations) |
Hours by Branch Type
| Branch Type | Typical Hours | Saturday |
|---|---|---|
| Standalone urban / downtown | Mon–Fri 9:30–5:00 | Usually closed |
| Shopping centre branches | Mon–Fri 9:30–8:00 (varies) | Usually open |
| Financial district (Toronto, Montreal) | Mon–Fri 9:00–5:00 | Usually closed |
Big Five Branch Hours Comparison
| Bank | Standard Weekday Close | Saturday |
|---|---|---|
| TD | 8:00 PM (many) | Yes (most) |
| BMO | 5:00 PM | Selected locations |
| RBC | 5:00 PM | Selected locations |
| Scotiabank | 5:00 PM | Selected locations |
| CIBC | 5:00 PM | Selected locations |
TD Bank maintains a clear advantage in physical banking hours — many TD locations are open until 8:00 PM on weekdays and open on Saturdays, making them the most accessible Big Five bank for clients who work standard office hours. BMO’s hours are comparable to the other three Big Five banks.
2026 Federal Statutory Holiday Closures
BMO branches close on all federal statutory holidays. ATMs and digital banking remain available.
| Holiday | 2026 Date |
|---|---|
| New Year’s Day | Thursday, January 1 |
| Good Friday | Friday, April 3 |
| Victoria Day | Monday, May 18 |
| Canada Day | Wednesday, July 1 |
| Labour Day | Monday, September 7 |
| Thanksgiving | Monday, October 12 |
| Remembrance Day | Wednesday, November 11 |
| Christmas Day | Friday, December 25 |
| Boxing Day | Saturday, December 26 |
BMO branches may also close on provincial holidays such as Family Day (Ontario, BC, Alberta), Saint-Jean-Baptiste Day (Quebec), and Heritage Day (Alberta). Check your local branch via the app on the day of a provincial holiday.
How to Find Your Branch Hours
- BMO app — Tap the Locations icon; allow location access and select your branch
- bmo.com — Branch and ATM locator; search by address or postal code
- 1-877-225-5266 — Ask an agent to locate a branch and confirm hours
What to Do When Branches Are Closed
| Need | Available 24/7 |
|---|---|
| Cash | BMO ATMs (3,300+ Canada) or BMO Harris ATMs (US Midwest) |
| Transfers | BMO Online Banking / BMO app |
| Bill payments | BMO Online Banking / BMO app |
| Interac e-Transfer | BMO app |
| Card lock / unlock | BMO app |
| Balance check | BMO app or ATM |
| Lost / stolen card | 1-877-225-5266 (24/7) |