Bank Holiday Schedule 2026
Canadian bank branches are closed on the following dates:
| Holiday | Date | Day | Banks Closed? |
|---|
| New Year’s Day | January 1 | Thursday | ✅ Yes |
| Family Day* | February 16 | Monday | ✅ Yes |
| Good Friday | April 3 | Friday | ✅ Yes |
| Easter Monday | April 6 | Monday | ⚠️ Some provinces |
| Victoria Day | May 18 | Monday | ✅ Yes |
| Canada Day | July 1 | Wednesday | ✅ Yes |
| Civic Holiday* | August 3 | Monday | ✅ Yes (most areas) |
| Labour Day | September 7 | Monday | ✅ Yes |
| National Day for Truth & Reconciliation | September 30 | Wednesday | ✅ Yes |
| Thanksgiving | October 12 | Monday | ✅ Yes |
| Remembrance Day | November 11 | Wednesday | ⚠️ Some provinces |
| Christmas Day | December 25 | Friday | ✅ Yes |
| Boxing Day | December 26 | Saturday | ⚠️ Ontario only |
*Family Day name varies by province (Louis Riel Day, Islander Day, etc.)
Bank Closures by Major Bank
RBC Royal Bank
| Day | Branch Hours | ATM | Online Banking |
|---|
| Statutory holidays | Closed | ✅ 24/7 | ✅ 24/7 |
| Saturday | 9am–4pm (select locations) | ✅ 24/7 | ✅ 24/7 |
| Sunday | Closed (most locations) | ✅ 24/7 | ✅ 24/7 |
TD Canada Trust
| Day | Branch Hours | ATM | Online Banking |
|---|
| Statutory holidays | Closed | ✅ 24/7 | ✅ 24/7 |
| Saturday | 9am–4pm (many locations) | ✅ 24/7 | ✅ 24/7 |
| Sunday | 11am–4pm (select locations) | ✅ 24/7 | ✅ 24/7 |
TD has more Sunday hours than most competitors.
BMO Bank of Montreal
| Day | Branch Hours | ATM | Online Banking |
|---|
| Statutory holidays | Closed | ✅ 24/7 | ✅ 24/7 |
| Saturday | 9:30am–4pm (select locations) | ✅ 24/7 | ✅ 24/7 |
| Sunday | Closed (most locations) | ✅ 24/7 | ✅ 24/7 |
Scotiabank
| Day | Branch Hours | ATM | Online Banking |
|---|
| Statutory holidays | Closed | ✅ 24/7 | ✅ 24/7 |
| Saturday | 9am–4pm (select locations) | ✅ 24/7 | ✅ 24/7 |
| Sunday | Closed (most locations) | ✅ 24/7 | ✅ 24/7 |
CIBC
| Day | Branch Hours | ATM | Online Banking |
|---|
| Statutory holidays | Closed | ✅ 24/7 | ✅ 24/7 |
| Saturday | 9am–4pm (select locations) | ✅ 24/7 | ✅ 24/7 |
| Sunday | Closed (most locations) | ✅ 24/7 | ✅ 24/7 |
National Bank
| Day | Branch Hours | ATM | Online Banking |
|---|
| Statutory holidays | Closed | ✅ 24/7 | ✅ 24/7 |
| Saturday | 9:30am–4pm (select locations) | ✅ 24/7 | ✅ 24/7 |
| Sunday | Closed | ✅ 24/7 | ✅ 24/7 |
What’s Available on Bank Holidays
Available 24/7
| Service | Available? |
|---|
| ATM withdrawals | ✅ Yes |
| ATM deposits | ✅ Yes |
| Online banking | ✅ Yes |
| Mobile banking | ✅ Yes |
| Bill payments (scheduled) | ✅ Yes |
| Account transfers | ✅ Yes |
| Interac e-Transfers | ✅ Yes (may have delays) |
| Credit card payments online | ✅ Yes |
NOT Available on Holidays
| Service | Available? |
|---|
| In-branch transactions | ❌ No |
| Wire transfers | ❌ No |
| Bank drafts | ❌ No |
| Safe deposit box access | ❌ No |
| Mortgage/loan appointments | ❌ No |
| New account openings | ❌ No |
| Phone support (some banks) | ⚠️ Limited |
When Holidays Affect Banking
Direct Deposits
| Scenario | When You’ll Receive |
|---|
| Pay date on holiday | Previous business day |
| Pay date on weekend | Previous Friday |
| Government payment on holiday | Previous business day |
Bill Payments
| Scenario | Processing |
|---|
| Payment scheduled for holiday | Sends next business day |
| Due date on holiday | Usually safe if submitted day before |
| Mortgage payment on holiday | Withdraws next business day |
Interac e-Transfers
| Scenario | Speed |
|---|
| Autodeposit enabled | Usually instant (any day) |
| Manual deposit required | May delay until business day |
| Large amounts | May take longer to process |
Long Weekend Banking 2026
Victoria Day Weekend (May 16-18)
| Day | Date | Banks Open? |
|---|
| Friday | May 15 | Regular hours |
| Saturday | May 16 | Select branches |
| Sunday | May 17 | Mostly closed |
| Monday | May 18 | ❌ Closed |
Plan banking needs by Friday, May 15.
Canada Day (July 1 - Midweek)
| Day | Date | Banks Open? |
|---|
| Tuesday | June 30 | Regular hours |
| Wednesday | July 1 | ❌ Closed |
| Thursday | July 2 | Regular hours |
Labour Day Weekend (Sept 5-7)
| Day | Date | Banks Open? |
|---|
| Friday | September 4 | Regular hours |
| Saturday | September 5 | Select branches |
| Sunday | September 6 | Mostly closed |
| Monday | September 7 | ❌ Closed |
Thanksgiving Weekend (Oct 10-12)
| Day | Date | Banks Open? |
|---|
| Friday | October 9 | Regular hours |
| Saturday | October 10 | Select branches |
| Sunday | October 11 | Mostly closed |
| Monday | October 12 | ❌ Closed |
Christmas/New Year
| Day | Date | Banks Open? |
|---|
| Wednesday | December 24 | Reduced hours |
| Thursday | December 25 | ❌ Closed |
| Friday | December 26 | ❌ Closed (ON)* |
| Monday | December 29 | Regular hours |
| Tuesday | December 30 | Regular hours |
| Wednesday | December 31 | Reduced hours |
| Thursday | January 1 | ❌ Closed |
*Boxing Day closures may vary outside Ontario.
Holiday Hours by Province
Remembrance Day (November 11)
| Province | Banks Closed? |
|---|
| BC | ✅ Yes |
| Alberta | ✅ Yes |
| Saskatchewan | ✅ Yes |
| Manitoba | ❌ Open |
| Ontario | ❌ Open |
| Quebec | ❌ Open |
| New Brunswick | ✅ Yes |
| Nova Scotia | ❌ Open |
| PEI | ✅ Yes |
| Newfoundland | ✅ Yes |
Easter Monday (April 6)
| Province | Banks Closed? |
|---|
| Federal (banks) | ⚠️ Varies by branch |
| Quebec | ✅ Many closed |
| Other provinces | ⚠️ Some open |
Tips for Banking Around Holidays
Before a Long Weekend
| Task | When to Do It |
|---|
| Get cash | Thursday or Friday |
| Submit bill payments | 2-3 days before due date |
| Deposit cheques | By Friday |
| Get bank draft | By Friday noon |
| Large e-Transfers | Allow extra processing time |
Using ATMs on Holidays
| Tip | Why |
|---|
| Your bank’s ATMs | No extra fees |
| THE EXCHANGE network | No fees if your bank participates |
| Check deposit limits | May be lower at ATMs |
| Keep receipts | Proof of transaction |
Finding Open Branches
| Method | How |
|---|
| Bank website | Branch locator with hours |
| Bank mobile app | Find nearest open branch |
| Call bank | Confirm hours before going |
| Google Maps | Usually shows holiday hours |
Emergency Banking on Holidays
Lost/Stolen Cards
| Bank | 24/7 Number |
|---|
| RBC | 1-800-769-2512 |
| TD | 1-800-983-8472 |
| BMO | 1-800-361-3361 |
| Scotiabank | 1-800-472-6842 |
| CIBC | 1-800-663-4575 |
| National Bank | 1-888-483-5628 |
Fraud Reporting
Available 24/7 at all major banks — use the numbers above.
Key Takeaways
- All bank branches close on major statutory holidays
- ATMs, online banking, and mobile apps work 24/7
- Direct deposits scheduled for holidays arrive the previous business day
- Saturday hours available at select branches
- TD has the most extensive weekend hours
- Check your specific branch hours online before holiday visits
- Complete important banking by the Friday before long weekends